SKOCH Summit

The primary role of SKOCH Summit is to act as a bridge between felt needs and policy making. Most conferences act like echo-chambers with all plurality of view being locked out. At SKOCH, we have specialised into negotiating with different view-points and bringing them to a common minimum agenda based on felt needs at the ground. This socio-economic dimension is critical for any development dialogue and we happen to be the oldest and perhaps only platform fulfilling this role. It is important to base decisions on learning from existing and past policies, interventions and their outcomes as received by the citizens. Equally important is prioritising and deciding between essentials and nice to haves. This then creates space for improvement, review or even re-design. Primary research, evaluation by citizens as well as experts and garnering global expertise then become hallmark of every Summit that returns actionable recommendations and feed them into the ongoing process of policy making, planning and development priorities.

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A-222, Sushant Lok Phase I
Gurugram, Haryana
info@skoch.in

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BankiNG Bharat
  • 26th September 2026
  • 13:30 - 18:00
  • India Habitat Centre, New Delhi

Supported by

India has made remarkable progress in expanding access to formal finance. Bank accounts, digital payments, direct benefit transfers, Jan Dhan, Aadhaar-enabled services, UPI, credit platforms and a wider banking network have transformed the architecture of financial inclusion. The next challenge is to ensure that financial access translates into tangible outcomes: assets created, livelihoods strengthened, enterprises financed, risks mitigated and jobs generated..

This is the context for Banking Bharat for Inclusive Growth. The conference examines how India’s financial system can move from access to outcomes and from financial inclusion to productive and resilient finance. Inclusion can no longer be measured only by accounts opened, transactions processed or loans disbursed. It must be assessed by whether finance improves household security, supports farmers, strengthens small enterprises, creates local employment and builds resilience to economic, health, climate and business shocks.

SKOCH defines inclusive growth as spatially dispersed, job-generative, equitable and sustainable. Banking is central to each of these dimensions. It enables spatially dispersed growth by financing households, farmers and enterprises beyond metropolitan centres. It supports job generation through MSMEs, self-employment, rural enterprises and local value chains. It contributes to sustainability when finance supports climate-resilient agriculture, green MSMEs, clean mobility, energy efficiency, insurance protection and responsible lending.

The conference takes a broad view of banking and finance. Credit remains central, but inclusive growth also requires savings, insurance, pensions, guarantees, digital infrastructure, risk management, and financial literacy. The key question is whether the financial system can help people move from vulnerability to security, from subsistence to enterprise, and from access to opportunity.

A focused discussion on Retail, Agriculture and MSME Finance: Credit, Insurance and Livelihoods will examine the practical channels through which banking reaches Bharat. Retail finance can support housing, education, mobility, savings, pensions and insurance. Agriculture finance must move beyond seasonal crop loans towards rural livelihood finance, including allied activities and farm mechanisation. MSME finance must support working capital, supply-chain finance, cash-flow-based underwriting, credit guarantees and enterprise formalisation.

Insurance is integral to this architecture because credit enables investment, while insurance protects that investment against shocks. The conference will also examine how digital public infrastructure, data-led underwriting, account aggregators, fintech partnerships and branch-level trust can improve access without compromising prudence. The goal is not indiscriminate credit expansion, but rather finance that is productive, responsible and sustainable.

1330 - 1430

Arrival, Meet and Greet

1430 - 1435

Welcome Dr Gursharan Dhanjal, Vice Chairman, SKOCH Group

Dr Gursharan Dhanjal

1435 - 1450

Financial Deepening in India: Scale, Function and the Regulatory Frontier: Mr Rohan Kochhar, Founder, SKOCH Law Offices & Mr Sameer Kochhar, Chairman, SKOCH Group

Mr Sameer Kochhar

Mr Rohan Kochhar

1450 - 1505

Prof S Mahendra Dev, Chairman, Economic Advisory Council to the Prime Minister (EAC-PM)

 prof-s-mahendra-dev

1505 - 1515

Conferring of SKOCH Challenger Award

1515 - 1530

Mr Swarup Kumar Saha, Managing Director & CEO, Punjab & Sind Bank

Mr Swarup Kumar Saha

1530 - 1545

Mr Lal Singh, Executive Director, Bank of Baroda

 Mr Lal Singh

1525 - 1535

Dr Charan Singh, Distinguished Fellow, SKOCH Development Foundation and CEO & Founder Director,EGROW Foundation

Dr Charan Singh

1545 - 1600

Mr Jiji Mammen, Executive Director & CEO, SaDhan

Mr Jiji Memmon

1600 - 1615

Mr Anil Bhardawaj, Secretary General, FISME

Mr Anil Bhardawaj

1240 - 1245
1615 - 1800

Awards

1330 - 1445

Lunch

1445 - 1800

Awards

* This summary content is AI generated. It is suggested to read the full transcript for any furthur clarity.